South East leads as the top region for car insurance claims

New figures revealing the UK’s top 10 regions for car insurance claims has been released by comparison site  Go.Compare. 

The latest Car Insurance claims report reveals that the South East accounts for the largest share of claims nationwide, making up 20.03% of all UK claims filed in the last five years.* The most common reason for claims in this region was ‘Accident – driver at fault, but no injuries.’

In second place is the East Midlands, which represents 14.48% of the national total, with the same leading claim type of ‘Accident – driver at fault, but no injuries.’

The North West follows closely with 12.64% of all claims but with a different dominant claim type – ‘Accident - driver not at fault and recovered all costs and excess.’

At the other end of the scale, the Isle of Man registered just 0.01% of all claims, while the Channel Islands saw 0.02%, highlighting the stark contrast in road risk across the UK. 

Tom Banks, car insurance spokesperson for Go.Compare said of the findings: “It’s fascinating to see the regional spread of claims across the UK, and how major infrastructure like the M1, M5, and M6 may influence this. These are some of the busiest arteries of UK road traffic and run through many of the top regions for claims.

“There are plenty of smart ways to make sure you are saving money where you can on your car insurance. From limiting mileage to choosing the right policy add-ons, a few simple steps can make a big difference. Comparing quotes is one of the best ways to find a great deal for your needs. Here are six quick tips on how to save money:

1. Limit Mileage: Fewer miles often mean lower risk to insurers and in turn, lower premiums. But make sure you are honest with your insurer about how far you drive in a year – if you don’t know how far you drive in a year, look at your last two MOT’s. They have your mileage on and can help you work out your annual average. 
2. Pay Annually: Our latest data shows that motorists end up paying 57% more for their car insurance when they pay monthly instead of annually, so if you can, pay for your premium all in one go.**
3. Boost Security: Fitting approved alarms or immobilisers could lower your cost.
4. Time when you buy: Purchasing your car insurance policy 26 days before the renewal date is a great way to save money – you could end up paying 30% more if you leave it till the same day.***
5. Shop around: Use comparison sites such as Go.Compare to make sure you’re getting the best deal for your needs.
6. Only Pay for What You Need: Avoid unnecessary add-ons and choose the right level of cover.”

To read the full report visit here: https://www.gocompare.com/car-insurance/news/car-insurance-claims-report/ 

And for more top tips on how to get cheaper car insurance visit here: https://www.gocompare.com/car-insurance/guide/top-tips-for-cheaper-car-insurance/