
Prices through the roof(er): jobs that pay the highest car insurance revealed
Roofers and barbers are likely to see the highest premiums, while secretaries and clerks pay the least
While it’s common knowledge that there are many factors affecting the cost of our car insurance, it might come as a surprise to know just how much our professions can influence the price we pay. New data from Go.Compare car insurance has revealed that those in certain jobs pay far more than others - with roofers, barbers and floor layers seeing the highest premiums on average.*
The data revealed that roofers pay a whopping £641 on average for their car insurance. Meanwhile, medical secretaries - who benefit from having the cheapest car insurance of any profession - typically pay almost half that amount, at £333 on average. Retirees pay even less, with an average annual premium of just £319.
Jobs paying the highest car insurance |
Average price |
Roofer |
£641 |
Barber |
£637 |
Floor Layer |
£623 |
Construction Worker |
£610 |
Account Director |
£598 |
Construction Engineer |
£598 |
Beautician |
£595 |
Delivery Courier |
£583 |
Cafe Owner |
£582 |
Restaurant Manager |
£582 |
The top ten list of jobs with the highest car insurance also features construction workers, delivery couriers and construction engineers - all roles that are likely to include a fair amount of vehicle use, whether it’s to work sites or residential addresses.
Tom Banks, Go.Compare car insurance spokesperson, said: “When it comes to calculating the price of your car insurance, providers will consider a number of factors - like where you park your vehicle, where you live, and how many miles you drive. They also look at the kind of work you do, as different professions represent different levels of risk.
“If your job typically involves a lot of driving, or presents additional risks due to the nature of the work, then you might see higher insurance premiums. Conversely, if your profession is one that doesn’t generally involve much driving or obvious risk at all, then you could potentially find yourself paying less for your car insurance.”
The research also reveals the top ten jobs paying the least for car insurance:
Jobs paying the lowest car insurance |
Average price |
Medical secretary |
£333 |
Legal secretary |
£334 |
Accounts clerk |
£337 |
Local government officer |
£337 |
Clerical officer |
£338 |
Classroom aide |
£338 |
Administration officer |
£343 |
Police (civilian) |
£344 |
Minibus driver |
£346 |
Storeman |
£349 |
Clerical roles such as medical and legal secretaries, administration officers and clerical officers all see some of the cheapest car insurance premiums on average - though surprisingly, so do minibus drivers and police officers.
Tom added, “While it’s seriously unlikely you’ll change professions to make a saving on your car insurance, it’s interesting to see how it can affect your premium and there are lots of other ways you can make sure you’re getting the absolute best price. Our top tips are:
- Be super accurate - when it comes to mileage, the more you drive, the more you typically pay for car insurance. Many people take a stab in the dark (for instance, saying they drive 10,000 miles per year) when this isn’t really true. So, take a look at previous years, tally up your regular trips and estimate your mileage accurately.
- Think about job titles - it’s not just your profession that affects the price of your insurance, but how you describe your role too. For instance, a ‘cook’ could pay a different premium to a ‘chef’. If there are multiple ways to describe your job accurately, check how they affect your quote – but always be honest or you risk invalidating your policy.
- Time when you buy - our data shows that you can make some serious savings if you shop in advance of your renewal date. In fact, you could save 55% on average if you buy your car insurance 26 days before your renewal is due.** So, it certainly pays to be organised.
- Consider additional security - insurer-approved wheel locks, alarms and other security measures could bring down the price of your premium.
- Avoid mods - in general, any modifications you make to your vehicle are likely to put up the price of your car insurance, as well as making it more attractive to thieves, so think carefully about whether you need those alloys or performance upgrades.
- Be careful with additional drivers - adding an extra driver could potentially bring down your car insurance premium, if they have a clean driving history and good experience. However, always be honest about who the main driver of your vehicle is, as it’s illegal to lie about this.
“For more tips on how to get the best deal on your car insurance, visit: https://www.gocompare.com/car-insurance/guide/top-tips-for-cheaper-car-insurance/ .”
-Ends-
Contact Information
Rosie Johns
Notes to editors
Notes to editors:
*Based on Comprehensive car insurance quotes via Go.Compare in 2024.
**Based on Comprehensive Car Sales purchased through Go.Compare between May 23 and Apr 24.
For further information please contact:
Lynsey Walden or Rubie Barker at Go.Compare on lynsey.walden@gocompare.com or rubie fdcomms.co.uk
Keep up to date with GoCompare on Twitter; @GoCompare
About Go.Compare
Go.Compare is a comparison website that enables people to compare the costs and features of a wide variety of insurance policies, financial products and energy tariffs.
It does not charge people to use its services and does not accept advertising or sponsored listings, so all product comparisons are unbiased. Go.Compare makes its money through fees paid by the providers of products that appear on its various comparison services when a customer buys through the site.
When it launched in 2006, it was the first comparison site to focus on displaying policy details rather than just listing prices, with the aim of helping people to make better-informed decisions when buying their insurance. It is this approach to comparing products that secured the company an invitation to join the British Insurance Brokers’ Association (BIBA) in 2008, and it is still the only comparison site to be a member of this organisation.
Go.Compare has remained dedicated to helping people choose the most appropriate products rather than just the cheapest and works with Defaqto, the independent financial researcher, to integrate additional policy information into a number of its insurance comparison services. This allows people to compare up to an extra 30 features of cover.
Go.Compare is part of Future Plc and is authorised and regulated by the Financial Conduct Authority (FCA).
More information can be found here www.gocompare.com or here https://www.futureplc.com/brands/.