Hold the phone: Driving convictions involving using a mobile phone have increased by over a fifth

New research released today by Go.Compare car insurance has found that there has been a 21% increase since 2022* in the proportion of motoring convictions involving use of a mobile device behind the wheel.

The data, which is taken from the Go.Compare quote engine, looks at any claims that have been declared by motorists when they are searching for a car insurance quote. These latest figures show that the proportion of those who have a conviction for driving while using a mobile device has increased by 21% in the last three years.

The law states that using a hand-held mobile phone or any other hand-held interactive device while driving is classified as “a breach of requirements as to control of the vehicle”. This type of conviction results in a fine, usually £200, and six penalty points on your driving license, which remain on your license for four years. 

Tom Banks, car insurance spokesperson for Go.Compare said, “In 2022, the Government extended the list of devices that weren’t allowed to be used behind the wheel – adding cameras and the act of checking notifications to the list of misdemeanours – which will have undoubtedly contributed to the rise in convictions.

“That said, a 21% rise in the proportion of convictions for using a mobile phone while driving is a stark reminder that too many motorists are still taking dangerous risks behind the wheel. Using a phone while driving not only puts lives at risk, but also carries serious consequences for your driving record. We urge drivers to think twice—no text or call is worth the cost of a conviction or worse, an accident."

“Also, if you have a motoring conviction, insurers will see you as a greater risk of claiming and your insurance premiums will increase. The general rule when it comes to insurance is that the more points you have, the more expensive your car insurance will likely be. According to our data, drivers with three points on their licence pay around £117 more than those with no convictions.^**

“If you have a history of racking up penalty points, especially if you’ve previously had your licence revoked because of them, then you might find it difficult to find an insurer willing to cover you.”

“Penalty points are not the only factor which can increase your car insurance premiums. Things such as your age, job title, type of vehicle, and voluntary excess amount can also affect the cost of your car cover – which may be factors out of your control. However, you can definitely prevent your costs increasing by not getting a conviction on your driving record.”

Go.Compare has compiled a guide on motoring convictions and their meanings, which can be found here: https://www.gocompare.com/car-insurance/guide/how-driving-convictions-impact-car-insurance/.

-Ends-